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3 Trickery Things in the World : Investment-Credit Card-Home/Car loan

Posted by andriantoangkadirjo85 on March 7, 2011


It’s been long time I haven’t write since the first..sorry about that. Just reminding my Blog is just for sharing wisdom, life-experience that we can’t have in school exactly. Hope this sharing will benefit our children or the next generation.

I, myself n fam  endure the bitternes, sadness, pains caused by the 3 trickery things in the world above. The strange thing is I didn’t aware of the problem and come to realize when I have lost everything..job, house, car, money, a wink of the eye. Really hard time. I got to start again from zero in the age of 43 ( 2009 ) ..really hard time.

Start with investment. I worked in investment company for almost 5 years. The company promised to give interest 2% per month. But it’s a fraud. The company collapsed and flee with the investor’s money, including my money. I lost job, money, home, car n time.

Above some photos of portfolio investments which make the investors believed, but proof to be a fraud. They just another  ponze scheme company.

Then I got another job, still in investment. Trading INDEX/FOREX. Because the money was so good. Again I lost the money, job and again..time (2 years). This business is very2 speculative n risky. Totally I wasted my time almost 7 years & got NOTHING.

Home/car loan. As a consequence losing money in investment, I can’t afford my home & car loan. I got to break before the time. In this case, I just realize that I lost a great amount of money too. The fees, taxes and the interest I have paid. This is something I have never thought before.. (when I make the deal ).

Credit card. The same thing happened to my card. I can’t afford the bill. Just paid the minimum and the interest scaled so high. I paid so much money just to pay the interests. ( I got 8 credit cards and they made my lifesyle so high. Actually, the basis is very2 weak so when there is a jolt, it shattered to pieces ) . Right now, I can’t pay tv cable,  shopping, dining out, travelling, etc.

andriantoangkadirjo85 bottom line

If  you are in lower & middle class economy never ever touch the investment. Better find job in other sector, build a career. Be patient & persevering & if you have enterpreneurship, make your own business, be your own boss.

Before get home/car loan BE SURE you can survive even in  the emergency/contingency situation ( eg. lost job, sick, etc ) . Do not break before the time cause we will suffer great loss ( the fees, taxes, insurance, interests ) .

Better not to have card. Or just 1-2 cards in adjustment with the modern life. Always BEWARE of the consequences. If you can’t pay the full amount the interest & fees will scale up so high..& the bill will choke you until you almost can’t me.

What do you think ? Do you ever have such experiences/wisdom to share ? Leave a comment and share your thought.


4 Responses to “3 Trickery Things in the World : Investment-Credit Card-Home/Car loan”

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